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Before you sign

Before Signing Injury-Claim Papers

30-second answer

Read every page. Find out what rights, claims, or records the paper covers. Keep a complete copy. If the wording is unclear, get advice before signing.

Legal information from Wildeboer Legal · Updated July 31, 2026

Do this now

  1. 1Read the title, every page, and any writing near the signature line.
  2. 2Look for words such as release, authorization, settlement, assignment, or lien.
  3. 3Check the people, claims, medical providers, and dates covered.
  4. 4Ask what payment is being offered and what signing would end.
  5. 5Keep the unsigned version, attachments, envelope, and final signed copy.

Avoid this

  • Do not assume a property-damage form covers only the car.
  • Do not sign blank pages or forms with missing attachments.
  • Do not deposit a settlement check until you understand any release language.

Save these

  • The full form and every attachment
  • The envelope or email that delivered it
  • Written explanations from the insurer
  • Any check, cover letter, or payment breakdown

Common questions

What is a release?

A release is an agreement giving up specified claims. The exact wording controls what it covers.

Can a medical authorization be limited?

Some requests can be narrowed by provider, date, or type of record. Read the actual form and ask why each category is requested.

What if the adjuster says the form is routine?

Routine does not mean harmless. Ask for time to read it and get a copy before deciding.

Want more detail?

Read the full explanation

What Not to Sign After a California Injury Claim

Official resources

Questions about your situation?

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